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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100373 reviews)

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4.90

Based on 100,373 reviews, last reviewed 7th May 2026

2286800% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have use paypal for many years and it us always us... I have use paypal for many years and it us always used when offered as great way to spread cost and buy things more securely Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100373)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great way to spread cost of bigger payments at 0%.

Great way to spread cost of bigger payments at 0%. Also when I had a dispute over a payment pay pal solved the issue quickly and fairly. Reviewed on: 2nd May 2026

Brilliant App & service

Simple & quick to use, user friendly website/app. Any issues quickly resolved. Reviewed on: 2nd May 2026

Simple to use

Easy to set up and very easy to set the direct debit for repayment. Allowed me to get my wife a new phone on much better terms than she was before. Reviewed on: 2nd May 2026

Love PayPal, so convenient and easy to access.

Love PayPal, so convenient and easy to access. Reviewed on: 2nd May 2026

There when you need it and good it can go in your wa...

There when you need it and good it can go in your wallet Reviewed on: 2nd May 2026

Great debit card facilities and other finance option...

Great debit card facilities and other finance options to suit my needs. Reviewed on: 2nd May 2026

Fantastic service

PayPal is very easy to use, everything it explained properly, before you proceed Reviewed on: 2nd May 2026

very safe

Always helpful and always transparent and very safe! Reviewed on: 2nd May 2026

Great and very helpful.

Great and very helpful. Would like to get options to increase credit line & additional information on credit cadd Reviewed on: 2nd May 2026

PayPal credit has made my life so much easier used f...

PayPal credit has made my life so much easier used for years now, it's safe and secure it's SIMPLY THE BEST Reviewed on: 2nd May 2026

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