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PayPal: PayPal Credit reviews

4.90
Based on 102,364 reviews, last reviewed 9th May 2026
2377900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, very happy. All good, very happy. Thank you. Reviewed on: 9th May 2026
Marino L's avatar
Marino L

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102364)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very helpful, specially when you have kids.

5
Very helpful, specially when you have kids. Is much easier using PayPal Reviewed on: 5th May 2026

I have used paypal for years, this is a service i tr...

5
I have used paypal for years, this is a service i trust for most of my online purchases, always someone helpful at the other end if i have any problems. Will definately reccomend. To others and have done in the past, Paypal is the most trusted service i have ever used. Reviewed on: 5th May 2026

Solid Credit Option

4
I only use it as a credit facility and have yet to need to use its customer services, hence the neutral marks as I've never had issues. As a credit facility it's excellent however. Reviewed on: 5th May 2026

Paypal is very convenient when buying from diiferent...

5
Paypal is very convenient when buying from diiferent online vendors as the option to use it by simply selecting the radio button in the payment section, which often means you don't have to fill in the address details. Thank you Paypal Reviewed on: 5th May 2026

Very good and reliable service from all over

5
Very good and reliable service from all over Reviewed on: 5th May 2026

Works very well, setting up direct debit with NAT we...

3
Works very well, setting up direct debit with NAT west was difficult. Payment reminders useful. Reviewed on: 5th May 2026

Its so easy to use and track how much i need to pay...

5
Its so easy to use and track how much i need to pay monthly without getting interest charged. Iv used PayPal over 10 years Reviewed on: 5th May 2026

Simple and secure

5
PayPal simple and secure way to pay giving me piece of mind with purchases Reviewed on: 5th May 2026

Always feel at ease that your payments are protected...

5
Always feel at ease that your payments are protected especially when there are disputes Reviewed on: 5th May 2026

Excellent Customer service

5
Never had any major problems. Any issues is solved promptly thanks to customer service. Reviewed on: 5th May 2026