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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144799)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s really convenient and has helped me so much alo...

5
It’s really convenient and has helped me so much along the way when I’ve been short of cash. It’s helped with household items and holidays which I wouldn’t be able to afford Reviewed on: 13th June 2026

I've been using PayPal for years and for me it's one...

5
I've been using PayPal for years and for me it's one of the most reliable payment methods on the market. Reviewed on: 13th June 2026

Use PayPal for all my online purchases never had a p...

5
Use PayPal for all my online purchases never had a problem excellent service Reviewed on: 13th June 2026

Great customer service

5
Great customer service, called to speak to somebody and was connected in good time. She sorted out all out for me and advised me if some extra information that was useful. Reviewed on: 13th June 2026

Fantastic service and excellent customer support

5
Fantastic service and excellent customer support Reviewed on: 13th June 2026

Great service and excellent rates, quick turnaround...

5
Great service and excellent rates, quick turnaround and low interest Reviewed on: 13th June 2026

Good experience with customer services.

5
Good experience with customer services. Convenient Reviewed on: 13th June 2026

It has been an amazing experience

5
It has been an amazing experience Reviewed on: 13th June 2026

I use paypal for most of my online purchase.

5
I use paypal for most of my online purchase. Paypal credit is a great help to spread my payment interest free for a few months plus the added paypal purchase protection Reviewed on: 13th June 2026

Everything I buy online especially from eBay is via...

5
Everything I buy online especially from eBay is via PayPal, I can pay in full or installments if over a certain amount. This is a very good system. Reviewed on: 13th June 2026

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