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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100513 reviews)

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4.90

Based on 100,513 reviews, last reviewed 7th May 2026

2293100% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve used PayPal for Instant purchases, interest fre... I’ve used PayPal for Instant purchases, interest free pay in 3 and PayPal credit, very useful in many situations where needed, always available always... Read more Reviewed on: 7th May 2026

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100513)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to set up and use any problems were sorted out...

Easy to set up and use any problems were sorted out with out me having to do a lot of work Reviewed on: 3rd May 2026

Steph123

Very handy and good to have PayPal credit especially for emergencies Reviewed on: 3rd May 2026

I have been using PayPal credit for many years, PayP...

I have been using PayPal credit for many years, PayPal credit is my main source for making purchases, it, in my opinion the fastest, safest way to purchase online. Reviewed on: 3rd May 2026

Excellent

Never had a problem with this service from me applying. Always clear advice, so helpful if support needed. Reminder of transactions and payment so you cannot get behind with payment. Reviewed on: 3rd May 2026

I've been using paypal for 20 years.

I've been using paypal for 20 years. The few times I have had issues with companies I have bought from PayPal has sorted it out and quickly, it's not just 'tick-box' or yes/no responses, they do actually listen. Great products too with PayPal Credit, pay in 3 and the points earning system. I am very happy with PayPal. Reviewed on: 3rd May 2026

PayPal a safe way to pay

PayPal always feels a safe and secure way to make payments. It gives flexible payment options and is easy to use. Reviewed on: 3rd May 2026

PayPal credit has been a game changer for me.

PayPal credit has been a game changer for me. Reviewed on: 3rd May 2026

PayPal give me peace of mind shopping! .

PayPal give me peace of mind shopping. Also the pay in 3 instalments have helped me do much over the years. Reviewed on: 3rd May 2026

Best choice for payment

Feel like PayPal is very convenient way to pay anytime you want. Most of website if cab support PayPal I will definitely choose it for payment. Reviewed on: 3rd May 2026

Helpful but needs careful management

PayPal Credit is easy to use for spreading payments, especially with the 0% offers. However, it can be a bit confusing to manage different due dates, and it’s important to keep track to avoid interest. Reviewed on: 3rd May 2026

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