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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100605 reviews)

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4.90

Based on 100,605 reviews, last reviewed 7th May 2026

2297250% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use Safe and easy. Very easy to apply and use when you need a little extra time to pay so you don’t miss out on something. Reviewed on: 7th May 2026

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100605)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal options are great, I love how easy it is to u...

PayPal options are great, I love how easy it is to use & the pay protection I feel very safe using it. The dashboard is very easy to navigate too on the app. Reviewed on: 3rd May 2026

PayPal is convenient and easy to use.

PayPal is convenient and easy to use.Very safe and reliable Reviewed on: 3rd May 2026

PayPal credit equals better credit score

PayPal has helped in terms of shopping online and bringing uo my credit score. My previous score was 700 but now 871 which is a plus for mortgage if I get one which I pray I do soon. I always pay back on time and ensure my credit is on point. Reviewed on: 3rd May 2026

All transactions are very easy.

All transactions are very easy. The flexible payment options are very good as well. They also help resolve issues quickly. Reviewed on: 3rd May 2026

Simple & easy to use!

Simple & easy to use! Makes my shopping experience more enjoyable, never had any issues. Reviewed on: 3rd May 2026

Excellent service as always.

Excellent service as always. So quick and easy to use and the repayments are clearly laid out from the beginning. Reviewed on: 3rd May 2026

I know my purchases/ transactions are safe using Pay...

I know my purchases/ transactions are safe using PayPal and PayPal credit with 4 months is brilliant for me. Reviewed on: 3rd May 2026

Helpful for unexpected events

PayPal Credit is great for those unexpected moments and the 0% interest for 4 months is extremely helpful! Reviewed on: 3rd May 2026

Great easy card to use, just a shame no balance tran...

Great easy card to use, just a shame no balance transfers are available Reviewed on: 3rd May 2026

Simply the best, use PayPal all the time.

Simply the best, use PayPal all the time. Reviewed on: 3rd May 2026

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