Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102506)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

5
Find pay pal really easy to use, I'm not a very techy person and have never had a problem using PayPal Reviewed on: 5th May 2026

Simple to use and dependable.

5
Simple to use, and such an easy and dependable means of transferring funds and making payments. Reviewed on: 5th May 2026

Very easy to us to use ,

5
Very easy and understandable to use , plenty of time to repay Reviewed on: 5th May 2026

4 month interest free purchases

5
4 month interest free for each purchase is really good for managing the bigger items. Rather than a normal credit card running out of the interest free period after initially signing up as a new customer. Reviewed on: 5th May 2026

Paypal is my go to for any online shopping!

5
Paypal is my go to for any online shopping, as its safe secure and the customer service is always, excellent. I even now have a PayPal credit card which I absolutely love. PayPal is the easiest and safest way for me to feel secure when shopping online. Reviewed on: 5th May 2026

Easy to use and secure.

5
Easy to use and secure. I've used paypal for years and never had any issues using the service to pay for goods!. Reviewed on: 5th May 2026

PayPal is good

5
Great company - recommend PayPal credit or just in general. Great company - 0% interest! Nearly all paid off and it’s been amazing service wise! Make payments when you want and it’s quick and easy, will be using again in the future. Reviewed on: 5th May 2026

PayPal credit

5
PayPal credit has been useful on several occasions to spread purchases interest free over several months. When I have contacted their customer support they have always been able to answer and explain to me my queries. Reviewed on: 5th May 2026

Everything is fine but they should support multicure...

4
Everything is fine but they should support multicurency accounts/wallets Reviewed on: 5th May 2026

Fast and good service

5
Fast and good service never by a problem Reviewed on: 5th May 2026