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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144693)

Allways my first payment choice trustworthy excellen...

5
Allways my first payment choice trustworthy excellent customer service Reviewed on: 16th April 2026

I have been almost 20years with PayPal and it’s the...

5
I have been almost 20years with PayPal and it’s the most secure and best option always when paying anything online. Reviewed on: 16th April 2026

Easy to use App.

5
Easy to use App. Different Pay options. Reviewed on: 16th April 2026

Easy to use, and great security

5
Easy to use, and great security. App very good Reviewed on: 16th April 2026

Excellence

5
Excellent quality service and helpful information when you need it Reviewed on: 16th April 2026

Always there when needed great customer service and...

5
Always there when needed great customer service and support Reviewed on: 16th April 2026

Very good product and easy to use

5
Very good product and easy to use Reviewed on: 16th April 2026

Very good experience.

4
Very good experience.only slight down I wanted to pay a promotional offer separately I couldn't. Maybe I couldn't find an option. That's to be honest. I like use the debit card for pocket and credit card for security and promotions for interest free credit. Reviewed on: 16th April 2026

The whole PayPal credit process was very good, and s...

5
The whole PayPal credit process was very good, and still enjoying the benefits, but the only thing I want them to change is the time difference between when they take their direct debit and when it reflects on the account. Reviewed on: 16th April 2026

Easy to use especially on purchases.

5
Easy to use especially on purchases. Reviewed on: 16th April 2026

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