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PayPal: PayPal Credit reviews

4.90
Based on 75,660 reviews, last reviewed 18th Apr 2026
2291600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026
Piyum S's avatar
Piyum S

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75660)

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022

Easy & Simple

5
This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022

Easy to use

4
I had no issues whatsoever using it. Reviewed on: 13th June 2022

Quick,simple affordable

5
Honestly one of the quickest and most affordable credit providers Reviewed on: 13th June 2022

Great interest rate

5
Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022

Very good

5
Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022

Hasznalat

5
Szeretem használni, mert megkönnyíti a fizetést. Reviewed on: 13th June 2022

I love it

5
Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022

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