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PayPal: PayPal Credit reviews

4.90
Based on 100,979 reviews, last reviewed 7th May 2026
2314300% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good no problems easy to use and convenient Good no problems easy to use and convenient Reviewed on: 7th May 2026
Glen's avatar
Glen

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100979)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to pay for purchases,

5
Easy to pay for purchases, quick to log in and keep track of things Reviewed on: 3rd May 2026

Been using PayPal for years absolutely love it

5
Been using PayPal for years absolutely love it Reviewed on: 3rd May 2026

My experience has always been positive

5
My experience has always been positive Reviewed on: 3rd May 2026

Great experience and very helpful customer service

5
Great experience and very helpful customer service Reviewed on: 3rd May 2026

Easy to use , both sending and receiving money .

5
Easy to use , both sending and receiving money . And helpful ways to pay too . Helps me out . Reviewed on: 3rd May 2026

Easy to use and support there when you need it

5
Easy to use and support there when you need it Reviewed on: 3rd May 2026

Convenient, Quick and Safe.

5
Helps with those purchases where you just don’t have the cash. Reviewed on: 3rd May 2026

The systems for allocation payment and refunds to th...

1
The systems for allocation payment and refunds to the correct transactions is poor and dated Reviewed on: 3rd May 2026

Nothing but good experience, easy to use

5
Nothing but good experience, easy to use Reviewed on: 3rd May 2026

Easy to move around finance.

5
Easy to move around finance. Good products, interest rates and Very easy to use. 5 stars Reviewed on: 3rd May 2026