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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145203 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145204)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Thank you very much i been struggling but paypal ope...

Thank you very much i been struggling but paypal open for me a door and help me a lot . Reviewed on: 13th June 2026

Making transactions simple and easy

I use PayPal because it's easy to use and I like the different payment options Reviewed on: 13th June 2026

Excellent

Never had a problem with them its really good if you need something until pay day Reviewed on: 13th June 2026

Always good very usefull and never had problems

Always good very usefull and never had problems Reviewed on: 13th June 2026

It’s easy to use and to transfer/pay money

It’s easy to use and to transfer/pay money Reviewed on: 13th June 2026

Very impressed

I have been very impressed by this service I've not had to ever contact any customer service Reviewed on: 13th June 2026

To easy and help me buying my new phone

To easy and help me buying my new phone Reviewed on: 13th June 2026

Always great to use PayPal credit.

Always great to use PayPal credit. I can buy things and get time to pay. Reviewed on: 13th June 2026

Good experience.

Good experience using PayPal. Its convenient and easy to use. Reviewed on: 13th June 2026

Very easy to use, and purchases are covered if anyth...

Very easy to use, and purchases are covered if anything happens Reviewed on: 13th June 2026

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