Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,727 reviews, last reviewed 9th May 2026
2394350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn't fault PayPal everything they do. Couldn't fault PayPal everything they fo. They go above and beyond, to help in all ways possible Reviewed on: 9th May 2026
Mark H's avatar
Mark H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102727)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fantastic

5
Fantastic customer service and support with great emails for reminders and help. Friendly staff on the phone and such an easy service to use. Reviewed on: 5th May 2026

Very convenient way to pay over time.

5
Very convenient way to pay over time. Reviewed on: 5th May 2026

PayPal is reliable and trustworthy.

5
PayPal is reliable and trustworthy. I’ve always had a really smooth experience using PayPal — payments go through instantly and it feels secure every time I use it. It’s especially reassuring knowing I have buyer protection if anything ever goes wrong, which makes online shopping much less stressful. Reviewed on: 5th May 2026

Fast, easy, secure and friendly

5
Available on most online stores as a payment method. Many different payment styles, competitive interest rates. Regularly use it. Reviewed on: 5th May 2026

Great service

5
fast, easy, convenient and most importantly reliable for payment. I recommend it to all my friends and family Reviewed on: 5th May 2026

Great for spreading the cost

5
Great way to pay if you want to spread the cost Reviewed on: 5th May 2026

I use PayPal for paying my mobile bills , their serv...

5
I use PayPal for paying my mobile bills , their service is good Reviewed on: 5th May 2026

My experience with PayPal has been really good.

5
My experience with PayPal has been really good. I find the platform very easy to use, whether I’m sending money to friends, receiving payments, or shopping online. Transactions are quick and secure, and I appreciate the buyer and seller protections they offer. Customer support has also been responsive whenever I’ve needed help. Overall, it makes managing payments straightforward and stress-free Reviewed on: 5th May 2026

PayPal credit is an excellent service never any prob...

5
PayPal credit is an excellent service never any problems Reviewed on: 5th May 2026

Very happy with PayPal credit, easy to used.

5
Very happy with PayPal credit, easy to used. And payments it’s not to high. Reviewed on: 5th May 2026