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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144795)

Paypal helped me a lot to buy home appliances and t...

5
Paypal helped me a lot to buy home appliances and travel tickets and more. Thank you so much Reviewed on: 15th April 2026

Very accessible, the resources are really easy to us...

5
Very accessible, the resources are really easy to use and customer service is really fast! Reviewed on: 15th April 2026

Love PayPal so convenient and easy to use

5
Love PayPal so convenient and easy to use Reviewed on: 15th April 2026

Always use PayPal credit have been for years now rec...

5
Always use PayPal credit have been for years now recommend to anyone thinking of joining Reviewed on: 15th April 2026

Amazing experience really helped me

5
Amazing experience really helped me Reviewed on: 15th April 2026

They are just easy to use.

5
They are just easy to use … feel very safe when using to pay for stuff off the internet. Reviewed on: 15th April 2026

Love it every aspect of it, definitely recommend it

5
Love it every aspect of it, definitely recommend it Reviewed on: 15th April 2026

Great Customer Service

5
I do not have a direct debit for payment set up. I missed the payment date. PayPal customer services were very understanding when l rang up, and they wavered the late payment charge Reviewed on: 15th April 2026

It can be confusing and it stop pay in three

4
It can be confusing and it stop pay in three Reviewed on: 15th April 2026

I love PayPal great service very friendly customer s...

5
I love PayPal great service very friendly customer services very quick answer always helps keep going guys great job thank you so much Thanks Reviewed on: 15th April 2026

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