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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144800 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144800)

They are just easy to use.

They are just easy to use … feel very safe when using to pay for stuff off the internet. Reviewed on: 15th April 2026

Love it every aspect of it, definitely recommend it

Love it every aspect of it, definitely recommend it Reviewed on: 15th April 2026

Great Customer Service

I do not have a direct debit for payment set up. I missed the payment date. PayPal customer services were very understanding when l rang up, and they wavered the late payment charge Reviewed on: 15th April 2026

It can be confusing and it stop pay in three

It can be confusing and it stop pay in three Reviewed on: 15th April 2026

I love PayPal great service very friendly customer s...

I love PayPal great service very friendly customer services very quick answer always helps keep going guys great job thank you so much Thanks Reviewed on: 15th April 2026

Paypal credit has been very useful for me especially...

Paypal credit has been very useful for me especially during the Christmas period and when I was starting a new job Reviewed on: 15th April 2026

Easy to get to speak to someone and not a long wait...

Easy to get to speak to someone and not a long wait time Reviewed on: 15th April 2026

Paypal customer since early days

Been using paypal for over 10 years. Excellent customer service. Never had an issue that wasn’t resolved to satisfaction. Reviewed on: 15th April 2026

I always use PayPal for everything.

I always use PayPal for everything. With ther bank card I can add it to my Apple wallet and use it everyday and earn points. It makes every transaction feel a bit safer. Reviewed on: 15th April 2026

PayPal Credit card is easy to use online and the APR...

PayPal Credit card is easy to use online and the APR is low Reviewed on: 15th April 2026

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