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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145375)

quick to solve issues

5
Always quick to solve issues and helpful with payment plans Reviewed on: 16th April 2026

Never had any issues and any problems are dealt with...

5
Never had any issues and any problems are dealt with very quickly Reviewed on: 16th April 2026

Easy to use and secure the information always clear

5
Easy to use and secure the information always clear Reviewed on: 16th April 2026

Just love everything about my paypal.

5
Just love everything about my paypal. Reviewed on: 16th April 2026

Easy to use and very helpful in managing your money

5
Easy to use and very helpful in managing your money Reviewed on: 16th April 2026

My go to payment

5
I always use when I need security. When I've had to call, it's been a first class service. Brilliant every time. Reviewed on: 16th April 2026

Excellent

5
Great. Had an issue with an order I did not receive and payment arrange for refund. Reviewed on: 16th April 2026

It’s a good alternative.

5
It’s a good alternative. I think it should be integrated on Amazon also as it will be easy for the customer to spread the cost. Reviewed on: 16th April 2026

Easy to follow and easy ways to pay for everyday ite...

5
Easy to follow and easy ways to pay for everyday items in shop and online highly recommend Reviewed on: 16th April 2026

Very good options to customers, credit @ 0% for four...

4
Very good options to customers, credit @ 0% for four months is a good attrirube too! Reviewed on: 16th April 2026

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