Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145377)

Easy to follow and easy ways to pay for everyday ite...

Easy to follow and easy ways to pay for everyday items in shop and online highly recommend Reviewed on: 16th April 2026

Very good options to customers, credit @ 0% for four...

Very good options to customers, credit @ 0% for four months is a good attrirube too! Reviewed on: 16th April 2026

Why Use Anything Else!

Fantastic service. Paypal is right there when needed. Super easy to use. Great customer service. Various options to use ie Pay in 3. Allows us to borrow the funds & then spread the outgoings over a period of time. PayPal is the way to go! Always have PayPal as my ‘go to’ app! Keeps it all simple & stress free. Love it.! Reviewed on: 16th April 2026

Application was fairly straightforward

Application was fairly straightforward Reviewed on: 16th April 2026

Very easy and simple to get credit

Very easy and simple to get credit Reviewed on: 16th April 2026

Great service

Never had any issues with Paypal whatsoever, and issues are quickly resolved. Reviewed on: 16th April 2026

Easy to use very convenient and professional

Easy to use very convenient and professional Reviewed on: 16th April 2026

Excellent service, you are clear efficent and concis...

Excellent service, you are clear efficent and concise in my dealings Reviewed on: 16th April 2026

It’s so easy to use.

It’s so easy to use. I feel using PayPal it gives me more security when making payments especially online. Reviewed on: 16th April 2026

Personal & Business PayPal, the only way.

I use personal and business PayPal. An excellent and safe way to transact. Clear and obvious charges and great customer service really help to make everything run as smoothly as it should. Zettle is a really handy tool to help sustain a cashless business model that I run. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76325 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub