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PayPal: PayPal Credit reviews

4.90
Based on 102,766 reviews, last reviewed 9th May 2026
2396050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenience and value Convenience is so important when you're busy busy Reviewed on: 9th May 2026
Marie R's avatar
Marie R

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102766)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My experience has been overall very positive.

5
My experience has been overall very positive. Easy to use and no interest as long as you pay it off in time. Reviewed on: 5th May 2026

Excellent payment option

5
Excellent back up payment option if ordering multiple outfit options without the financial burden/financial loss of waiting for refunds etc. Also with PayPal you get the addition of payment protection Reviewed on: 5th May 2026

I have always used PayPal credit and the interest is...

5
I have always used PayPal credit and the interest is very good.I will highly recommend to friends Reviewed on: 5th May 2026

I love that the app is very user friendly.

5
I love that the app is very user friendly. Easy to manage payments with no hassles. Reviewed on: 5th May 2026

Very good to deal with, very easy platform to use

5
Very good to deal with, very easy platform to use Reviewed on: 5th May 2026

Most reliable payment service I use.

5
Most reliable payment service I use. Never a bad thing to say about PayPal. Know its the most secure way for paying online. Reviewed on: 5th May 2026

great trusted service with easy control of spending.

5
great trusted service with easy control of spending. and ease of access in the app Reviewed on: 5th May 2026

Used PayPal for years, always great

5
Used PayPal for years. Always been a good payment system, made better by the addition of PayPal credit and pay in 3 options. Reviewed on: 5th May 2026

Quick and efficient service with mo hassle.

5
Quick and efficient service with mo hassle. Website is easy to navigate. Reviewed on: 5th May 2026

Really easy interface , I full confidence in PayPal...

5
Really easy interface , I full confidence in PayPal if any issues ever happened . Reviewed on: 5th May 2026