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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

Very easy and good company i like the the way, they...

Very easy and good company i like the the way, they are working Reviewed on: 16th April 2026

Great experience

I have been wirh paypal credit for some time now and have always had a great experience. Its clear and easy to follow with acces to help at any time Reviewed on: 16th April 2026

Always trusting paypal with my transactions when it...

Always trusting paypal with my transactions when it comes to safety and transparency. Reviewed on: 16th April 2026

Always quick and easy to use.

Always quick and easy to use. Fast set up and reliable Reviewed on: 16th April 2026

Incredible holiday...

Was able to spread the cost of my holiday over three payments it meant that we could go on holiday Reviewed on: 16th April 2026

I have been with PayPal for 10 years now and it has...

I have been with PayPal for 10 years now and it has been excellent Reviewed on: 16th April 2026

It’s so easy to buy or get refunds and use the app.

It’s so easy to buy or get refunds and use the app. You get alerts which I love as it reminds me Reviewed on: 16th April 2026

Easy to use.

Easy to use. Excellent customer service and clear terms and conditions. Reviewed on: 16th April 2026

Great safe service.

Great safe service. great options to pay later and most importantly the safest way to shop online. PayPal make it very easy to challenge companies which that have not fulfilled a service /have attempted to rip you off. PayPal are always my first option when shopping online and I’ve referred it to many friends/family . Reviewed on: 16th April 2026

My Pay Pal

Never had an issue using paypal and their services. Reviewed on: 16th April 2026

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