Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145409)

Easy to use.

5
Easy to use. Excellent customer service and clear terms and conditions. Reviewed on: 16th April 2026

Great safe service.

5
Great safe service. great options to pay later and most importantly the safest way to shop online. PayPal make it very easy to challenge companies which that have not fulfilled a service /have attempted to rip you off. PayPal are always my first option when shopping online and I’ve referred it to many friends/family . Reviewed on: 16th April 2026

My Pay Pal

5
Never had an issue using paypal and their services. Reviewed on: 16th April 2026

Customer service is always helpful.

5
Customer service is always helpful. Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. All queries dealt with promptly. Reviewed on: 16th April 2026

Excellent and good service helpfull customer service

5
Excellent and good service helpfull customer service Reviewed on: 16th April 2026

No hassle, simple and convenient

5
No hassle, simple and convenient Reviewed on: 16th April 2026

Highly Recommend

5
I've been using PayPal for the last 16 years. Highly recommend and have never had a problem. Whether it's sending money to friends in other countries or running day to day for business, PayPal is always there. Reviewed on: 16th April 2026

0% interest offers come in handy when needed

5
0% interest offers come in handy when needed Reviewed on: 16th April 2026

Great experience, life is amazingly better with Paypal

5
Great experience, life is amazingly better with Paypal Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76377 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products