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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145671 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145671)

Easy to use everywhere

Easy to use but as with everything interest rates could be a little lower Reviewed on: 16th April 2026

Quick and easy to use love using PayPal for everything

Quick and easy to use love using PayPal for everything Reviewed on: 16th April 2026

Easy and always good to have

It was very easy being already approved. Easy to change the direct debits. Reviewed on: 16th April 2026

Fantastic to have as safe way to pay.

Fantastic to have as safe way to pay. Reviewed on: 16th April 2026

It was very easy to sign up and I had a result insta...

It was very easy to sign up and I had a result instantly! Reviewed on: 16th April 2026

Interest free for the first 3 months on purchase and...

Interest free for the first 3 months on purchase and pay in 3 Reviewed on: 16th April 2026

The best one of the world and good service

The best one of the world and good service Reviewed on: 16th April 2026

I have always had a good experience with pay pal.

I have always had a good experience with pay pal. Quick and easy to send money, the pay pal credit is a good option to use and the pay in 3. All great services to be able to use Reviewed on: 16th April 2026

Great experience with customer service

Great experience with customer service Reviewed on: 16th April 2026

Brilliant

Never had any issues with pp always easy to use Reviewed on: 16th April 2026

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