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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145677)

It was very easy to sign up and I had a result insta...

5
It was very easy to sign up and I had a result instantly! Reviewed on: 16th April 2026

Interest free for the first 3 months on purchase and...

4
Interest free for the first 3 months on purchase and pay in 3 Reviewed on: 16th April 2026

The best one of the world and good service

5
The best one of the world and good service Reviewed on: 16th April 2026

I have always had a good experience with pay pal.

5
I have always had a good experience with pay pal. Quick and easy to send money, the pay pal credit is a good option to use and the pay in 3. All great services to be able to use Reviewed on: 16th April 2026

Great experience with customer service

5
Great experience with customer service Reviewed on: 16th April 2026

Brilliant

5
Never had any issues with pp always easy to use Reviewed on: 16th April 2026

Efficient.

5
Efficient. Transparent. Helpful! Reviewed on: 16th April 2026

Flexibility and secure

5
Great to have a choice of options on how to pay.... eg PayPal credit or pay in 3. Also your purchase is secure Reviewed on: 16th April 2026

PayPal Credit

5
A very easy to use service which gave me ample time to pay back the money back with little stress, excellent customer service provided with any queries had about the process in repayments, overall fantastic and will definitely use again. Reviewed on: 16th April 2026

Excellent service, very efficient

4
Excellent service, very efficient Reviewed on: 16th April 2026

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