Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145695 reviews)

View other PayPal products

4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145695)

Always helpful we assistance needed

Always helpful we assistance needed Reviewed on: 16th April 2026

Been using PayPal for years, safe way to send money...

Been using PayPal for years, safe way to send money & very good if have a case if something gone wrong with product or seller. Been using PayPal interest free credit which gives you 3 or 4 months to spread the cost. Reviewed on: 16th April 2026

I trust paypal and always guaranteed to provide mone...

I trust paypal and always guaranteed to provide money when I need it and great cystomer service Reviewed on: 16th April 2026

PayPal is the fastest, easiest and most secure way o...

PayPal is the fastest, easiest and most secure way of paying. I feel I am protected at all times, any discrepancies, PayPal are on to it. I would recommend 100% Reviewed on: 16th April 2026

Wonderful company professional in every way

Wonderful company professional in every way Reviewed on: 16th April 2026

Always easy and clear

Always easy and clear to use. Lots of different payment options and credit options. Reviewed on: 16th April 2026

Easiest way to move money

Easy to use and straightforward when making any arrangements or payments Reviewed on: 16th April 2026

Good service,.

Good service,................... Reviewed on: 16th April 2026

Very Good Credit limit

They gave me a good credit limit and I was able to get the latest S26 while spreading the payment with no interest. They also gave me a 100 pounds deduction on my phone purchase. Reviewed on: 16th April 2026

Can't fault to purchase, paypal credit and complaint...

Can't fault to purchase, paypal credit and complaint all dealt with the highest of care Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77217 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub