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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145698)

Good service,.

5
Good service,................... Reviewed on: 16th April 2026

Very Good Credit limit

5
They gave me a good credit limit and I was able to get the latest S26 while spreading the payment with no interest. They also gave me a 100 pounds deduction on my phone purchase. Reviewed on: 16th April 2026

Can't fault to purchase, paypal credit and complaint...

5
Can't fault to purchase, paypal credit and complaint all dealt with the highest of care Reviewed on: 16th April 2026

Best service helps me out for my credit score

5
Best service helps me out for my credit score Reviewed on: 16th April 2026

Good and would recommend helped me a lot

5
Good and would recommend helped me a lot Reviewed on: 16th April 2026

All good

5
All good everything runs smoothly Reviewed on: 16th April 2026

Good experience, using for many years

4
Good experience, satisfied costumer, using for many years Reviewed on: 16th April 2026

Good value for big purchases.

5
Good value for big purchases. That’s it Reviewed on: 16th April 2026

Never had a problem with PayPal and used it for...

5
Never had a problem with PayPal and used it for years, Reviewed on: 16th April 2026

It was simple and quick to use.

5
It was simple and quick to use. It uses good security to confirm purchase payments. Reviewed on: 16th April 2026

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