Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145704)

Good and would recommend helped me a lot

5
Good and would recommend helped me a lot Reviewed on: 16th April 2026

All good

5
All good everything runs smoothly Reviewed on: 16th April 2026

Good experience, using for many years

4
Good experience, satisfied costumer, using for many years Reviewed on: 16th April 2026

Good value for big purchases.

5
Good value for big purchases. That’s it Reviewed on: 16th April 2026

Never had a problem with PayPal and used it for...

5
Never had a problem with PayPal and used it for years, Reviewed on: 16th April 2026

It was simple and quick to use.

5
It was simple and quick to use. It uses good security to confirm purchase payments. Reviewed on: 16th April 2026

Never any issues, always used paypal to pay online.

5
Never any issues, always used paypal to pay online. Recently used paypal credit for a mobile phone purchase too which was easy to do. Reviewed on: 16th April 2026

I have never had any issues with PayPal.

5
I have never had any issues with PayPal. Always a great service Reviewed on: 16th April 2026

Always had good service from Paypal if ever had a pr...

5
Always had good service from Paypal if ever had a problem with a transaction customer service have it sorted out quickly Reviewed on: 16th April 2026

Slow progress on chargeback claim.

4
Slow progress on chargeback claim. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77237 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products