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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146217 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146217)

PayPal and my experience

I’ve been using PayPal’s Debit Card and + loyalty program for months now, and it’s transformed how I handle everyday spending. I earn points on every purchase—standard 1 point per £10 spent via PayPal checkout with credit/debit, but a massive 10 points per £10 when using the PayPal Debit Card anywhere Mastercard is accepted. Unlike some reward cards restricted to specific retailers or online-only, the PayPal Debit Card works seamlessly at any store, online checkout. The referral program stands out too: share your unique link, and both you and a friend earn £10 once they sign up and spend £5 within 30 days—simple, generous, and a great perk for recommending to colleagues or family. Overall, it has boosted my rewards effortlessly! Reviewed on: 16th April 2026

Safe flexible payments

Love the flexibility of spreading payment, with the trust that PayPal comes with. Reviewed on: 16th April 2026

Never had a problem with pay pal

Never had a problem with pay pal Reviewed on: 16th April 2026

Brilliant service and easy to navigate

Brilliant service and easy to navigate Reviewed on: 16th April 2026

I’m so happy with this experience, I buy what I’m ne...

I’m so happy with this experience, I buy what I’m needed . Reviewed on: 16th April 2026

It's a great company can't fault it at all love usin...

It's a great company can't fault it at all love using it custom service is 10/10 Reviewed on: 16th April 2026

Paypal has been excellent in assisting me...always

Paypal has been excellent in assisting me sort my purchase problems when any occurs, in addition the company has never let me down whenever i have issues with any purchase i had done. Reviewed on: 16th April 2026

Great times never a problem, so easy to use and feel...

Great times never a problem, so easy to use and feel secure using there service which is the main thing for a customer security honest everything you want from a service Reviewed on: 16th April 2026

Always in your wallet.

Always in your pocket, always available when you need it, takes the strain when purchasing the things you need. Reviewed on: 16th April 2026

Always an excellent experience with PayPal credit

Always an excellent experience with PayPal credit Reviewed on: 16th April 2026

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