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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146229 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146229)

Always in your wallet.

Always in your pocket, always available when you need it, takes the strain when purchasing the things you need. Reviewed on: 16th April 2026

Always an excellent experience with PayPal credit

Always an excellent experience with PayPal credit Reviewed on: 16th April 2026

Brilliant service easy to use.

Brilliant service easy to use. Was easy to contact customer service and issues dealt with. Reviewed on: 16th April 2026

Uase and payments

Very easy to use and pay for internet payment services Reviewed on: 16th April 2026

Fantastic experience and service

Fantastic experience and service Reviewed on: 16th April 2026

You can't see immediate payments You balance.

You can't see immediate payments You balance. Not a great product at all. Reviewed on: 16th April 2026

PayPal is quick, easy and reliable!

I have used PayPal regularly now for several years. It is quick and easy to log in and use when I wish to pay for something, saving time as there is no need to put my address or credit card details in. I frequently use the interest free option which is a fantastic bonus of PayPal. It helps me afford the things I need now, but plan the repayments over 3 months, with the ability to vary the amounts I repay interest free as long as I repay the full amount in the set timescale. The app is so easy to use and has all the information I need to make my payments easily and flexibly. I have only had one occasion I have needed to speak to someone but that support was also very easy too access and they were extremely helpful and knowledgeable and resolved my issue quickly. I absolutely recommend using PayPal as one of your regular payment methods, it’s quick, easy and reliable and provides a great way to budget your daily purchasing needs. Reviewed on: 16th April 2026

It is great to have paypal account where i have facl...

It is great to have paypal account where i have faclity to have paypal credit and i can buy online things without paying single panni.it gives me option to pay letter with and without interest options. Reviewed on: 16th April 2026

My opinion

I really like using PayPal because it makes transactions incredibly smooth and fast. The short term credit options, such as Pay in 3, are a total game changer, allowing me to manage my budget more effectively without any hassle. Highly recommended Reviewed on: 16th April 2026

All perfect !

All perfect !!! Thank you very much Best regards Reviewed on: 16th April 2026

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