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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Paypal Credit Easy 5*

PayPal credit is a very easy way to spilt your big purchases into an more affordable way of paying & having a bank account linked makes it even easier to love the money over Reviewed on: 16th April 2026

Thumbs down on PayPal credit

Had really bad experience, when I started using PayPal credit I had many fraudulent payments being taken from my account, no explanation given, hard to contact, my not use this service in future . I have used PayPal for years and was really happy, however getting the credit card proved to be not a good decision. Reviewed on: 16th April 2026

Years of excellent service!

Having used PayPal since it pretty much first started, I've always found it to be an easy, helpful and above all safe and secure service. I've had the misfortune of being conned by scammers and have been protected by PayPal thankfully! Reviewed on: 16th April 2026

I have been using PayPal continuously now for 5 year...

I have been using PayPal continuously now for 5 years they represent me well and ensures payment have been done with my utmost safety and consideration. Reviewed on: 16th April 2026

I have been a using services for about 15 years now...

I have been a using services for about 15 years now and they are by far the only company whos customer service did not go down-the-hill but continued to improve. My recent encounters have been top notch, I wholeheartedly recommend using their services. Reviewed on: 16th April 2026

Always quick customer service when needes.

Always quick customer service when needes. Reviewed on: 16th April 2026

Easy access, easy to use, make you aware of everythi...

Easy access, easy to use, make you aware of everything that’s affecting my account, security wise Reviewed on: 16th April 2026

So easy to use, credit balances and payments access...

So easy to use, credit balances and payments access straight forward. Reviewed on: 16th April 2026

I best of the best!!was using long time, and I'm happy

I was using long time, and I'm happy Reviewed on: 16th April 2026

Easy, convinent and reliable payment method

Easy, convinent and reliable payment method Reviewed on: 16th April 2026

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