Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146374)

Much better than Klarna!

Never had any issues with PayPal. Keep up the excellent service! Reviewed on: 16th April 2026

Shopping with peace of mind and security

Very easy to use and if there is a problem, it’s easy to get your money back as well when a vendor loses a parcel Reviewed on: 16th April 2026

It's easy to set up, and you get answers instantly.

It's easy to set up, and you get answers instantly. Reviewed on: 16th April 2026

Transactions are always easy.

Transactions are always easy. No hassle. Reviewed on: 16th April 2026

ABSOLUTELY FABULOUS

Doesn’t need a lot of words ! Other than “fabulous “ Reviewed on: 16th April 2026

Safe paying

It’s okay and safe to use. No problems with anything that we have bought Reviewed on: 16th April 2026

PayPal is easy to use and with a good credit...

PayPal is easy to use and with a good credit limit too Reviewed on: 16th April 2026

Very clear and easy to use website.

Very clear and easy to use website. Is acceoted by most suppliers and usually has some very good interest free offers. Reviewed on: 16th April 2026

This was an excellent and seamless experience.

This was an excellent and seamless experience. Reviewed on: 16th April 2026

The staff are always helpful and compassionate

The staff are always helpful and compassionate Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77889 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub