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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102940 reviews)

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4.90

Based on 102,940 reviews, last reviewed 9th May 2026

2404100% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent lender and customer service Good customer service, helpful. Very easy to use and track spending Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102940)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My experience is good , fantastic.

My experience is good , fantastic. I recommend . Reviewed on: 5th May 2026

Great credit card

I've brought several items with PayPal now,all over £100 so have qualified for the 4 month repayment plan, which is great and better than other cards on the market. Is very simple to use and the website is clear and easy to follow Reviewed on: 5th May 2026

Good experience with small grievances

PayPal is pretty easy to use, my only negative experience that is worth mentioning is that it is not possible to pay money into specific purchases. Reviewed on: 5th May 2026

Recently had an issue with a purchase. company were...

Recently had an issue with a purchase, company were being difficult regarding a refund for defective item. PayPal resolved it and got refund. I use PayPal for many purchases and find PayPal credit very helpful in spreading the cost. Reviewed on: 5th May 2026

Great service over all and diverse range of products

Great service over all and diverse range of products Reviewed on: 5th May 2026

I couldn’t be more happier excellent service

I couldn’t be more happier excellent service Reviewed on: 5th May 2026

Always easy transactions.

Always easy transactions. Safe and secure. Notifications whenever I login from an unregistered device. Reviewed on: 5th May 2026

Convenient use but needs clarity

I use PayPal Credit for everyday spending and it’s very convenient and easy to manage. It works smoothly at checkout and helps spread costs when needed. However, interest charges and statements could be clearer, as they can be a bit confusing at times. Overall, useful but could improve transparency. Reviewed on: 5th May 2026

Really convenient, easy to use, readily available an...

Really convenient, easy to use, readily available and super helpful to have the 4 months interest free options as well as pay in 3 and just simple credit Reviewed on: 5th May 2026

Paypal Credit is a great and reliable service

I have been using Paypal Credit for long years, the service always been reliable and no issues. It helped me get me items which I really needed and return money easily within 4 months on 0% interest. Paypal is clear about what’s owed, the special promotions and time left to pay them off. There is payment warnings every month. I definitelly recommend this service. Reviewed on: 5th May 2026

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