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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102982 reviews)

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4.90

Based on 102,982 reviews, last reviewed 9th May 2026

2406150% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Used them for many years and always simple, easy and... Used them for many years and always simple, easy and great! Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102982)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

Easy to set up with plenty of special offers from PayPal (money off purchases over certain value ) and retailers offers where i have one at 0% over 3 years. Offers credit as an option whenever you use PayPal to pay. Reviewed on: 5th May 2026

* Very fast payments Service you can rely on

Very very easy to use. Flexible payment option Reviewed on: 5th May 2026

I didn’t have to wait until further down the line

I found an item I needed to complete some work but couldn’t afford it until the work was done. PayPal credit made it easy to purchase the items and then pay off the credit once I’d received payment. The process was slick and felt very secure Reviewed on: 5th May 2026

Paypal has been very useful to me

Paypal has been very useful to me, especiPayPal has been incredibly beneficial for me, particularly with PayPal Credit and the Pay in Three option that comes with no interest. Every day, I rely on PayPal for the robust security it offers in all my financial transactions. Reviewed on: 5th May 2026

Very pleased with a good customer service

Very pleased with a good customer service Reviewed on: 5th May 2026

Straightforward no nonsense when using the platform...

Straightforward no nonsense when using the platform and great support Reviewed on: 5th May 2026

Easy to use app and informative

Very easy to use app which provides excellent information to keep you updated. No issues getting approved for pay in 3 plans and kept well up to date when payments are due. Effortless in arranging everything and excellent information Reviewed on: 5th May 2026

Having paypal is great

Having paypal is great as 3 Or 4 month payment to help me spilt the bills also 12 25 and 36 monthly using samsung for new watch and phone is brills also having a credit is great it help me Reviewed on: 5th May 2026

Used paypal for many years on Ebay and other Web sit...

Used paypal for many years on Ebay and other Web sites always been fantastic I now have the the credit card which is also easy to use Reviewed on: 5th May 2026

Switzerland

It was really nice and easy to plan and process our holiday plan in Switzerland Reviewed on: 5th May 2026

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