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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146666 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146666)

I brought a phone and I used PayPal credit to help m...

I brought a phone and I used PayPal credit to help me pay for it Reviewed on: 16th April 2026

Excellent customer service my experience so far has...

Excellent customer service my experience so far has been great. Reviewed on: 16th April 2026

PayPal is awesome helps with some many payments on i...

PayPal is awesome helps with some many payments on items you can’t offord to pay fully wouldn’t ask for a better money saver Reviewed on: 16th April 2026

Customer service

I had to change monthly direct debit spoke to customer service very helpful. Reviewed on: 16th April 2026

Easy to use.

Easy to use. Links well with other apps, eBay etc. Reviewed on: 16th April 2026

I have been with them for a long time.

I have been with them for a long time.good services Reviewed on: 16th April 2026

My best friend

I find PayPal safe and secure. Always there to help in difficult situations.. Reviewed on: 16th April 2026

Easy and convenient credit option

PayPal Credit has been really useful for spreading the cost of purchases. The application was quick, and it’s easy to manage payments through the app. Clear breakdowns and reminders help avoid missing payments. Overall, a convenient and reliable way to shop when you need a bit of flexibility. Reviewed on: 16th April 2026

PayPal credit credit gave me more flexibility than a...

PayPal credit credit gave me more flexibility than any other credit. Reviewed on: 16th April 2026

A convenient but cautious way to borrow

One of the main advantages of PayPal Credit is its convenience as PayPal Credit offers a flexible and accessible way to finance purchases online at just a few clicks Reviewed on: 16th April 2026

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