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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146773 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146773)

Excellent simple and easy to use

Everything is easy, instant payment for good at checkout, plenty of time for payment with pay later, settlement of balance is very straightforward. Excellent Reviewed on: 16th April 2026

Brilliant.

PayPal is more convenient and here to help if a problem acures. Reviewed on: 16th April 2026

Very handy, great protection, lots of notifications

Very handy, great protection, lots of notifications Reviewed on: 16th April 2026

Great experience.

Great experience.Always there when you really need it. Reviewed on: 16th April 2026

Love how easy to use it is.

Love how easy to use it is. I would like it to be more widely accepted online Reviewed on: 16th April 2026

Paypal helps me manage my business

Paypal helps me manage my business by providing financing available just a click away. I do large shopping list of materials when i got to new project and thanks to Paypal Credit i can focus on my tasks not thinking much about how to afford to buy what i need to complete. I have very convenient amount of time to pay it off in 3 monthly installments when i'm ready. Reviewed on: 16th April 2026

I find PayPal very convenient and easy to use which...

I find PayPal very convenient and easy to use which allows me to spread the costs of things that i wantand desire. Flexible and clear guide to spending money. Reviewed on: 16th April 2026

Easy to use service, feels like a safe way to...

Easy to use service, feels like a safe way to pay Reviewed on: 16th April 2026

The app very helpful and easy to use.

The app very helpful and easy to use. Reviewed on: 16th April 2026

App great for my circs

The App provides me with all the info I need to manage my spending. Notifications are timely. Reviewed on: 16th April 2026

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