Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146863)

Never a problem when paying or shopping through them

5
Never a problem when paying or shopping through them Reviewed on: 16th April 2026

Great service from Paypal, always helping

5
Great service from Paypal, always helping Reviewed on: 16th April 2026

Flexible, easy to use

5
I really like PayPal Credit – it’s flexible, easy to use, and very convenient. It makes managing payments simple and stress-free Reviewed on: 16th April 2026

Great to have a safe , guaranteed payment especially...

5
Great to have a safe , guaranteed payment especially for online transactions Reviewed on: 16th April 2026

Excellent customer service, always so very helpful a...

5
Excellent customer service, always so very helpful and excellent problem solving Reviewed on: 16th April 2026

Very easy to use had no problems

5
Very easy to use had no problems Reviewed on: 16th April 2026

The Best Range of Options on PayPal

5
I have been using PayPal now for over a year, and it gives you more range in buy items with different repayment method, like 3 monthly pay option, credit option over long time to pay and straightforward debit payment. Reviewed on: 16th April 2026

Very flexible payment options.

5
Very flexible payment options. Excellent rewards program Reviewed on: 16th April 2026

Very quickly and efficiently sorted

5
Very quickly and efficiently sorted Reviewed on: 16th April 2026

my number one for purchases

5
Quick, easy, and reliable and great value. Great products and customer service fantastic. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78384 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products