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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147110)

Very open and honest about products

5
Very open and honest about products Reviewed on: 16th April 2026

Always good service from pay pal

5
Always good service from pay pal Reviewed on: 16th April 2026

paypal credit is very helpful for online purchases

5
easy to transfer money. customer service is reliable and efficient. paypal credit is very helpful for online purchases Reviewed on: 16th April 2026

Great service ...

5
Always available to pay for things that I need great service Reviewed on: 16th April 2026

Easy to pay, excellent interest free credit available.

5
Easy to pay, excellent interest free credit available. Easy to track all transactions Reviewed on: 16th April 2026

Great experience

5
PayPal has really helped me and made transactions smoother Reviewed on: 16th April 2026

Very good service. Thank you.

5
Very good service. I like using my credit card from PayPal. Thank you. Reviewed on: 16th April 2026

fast and easy way to send and receive money

5
fast and easy way to send and receive money Reviewed on: 16th April 2026

For my numbrr 1

5
My experience with PayPal spans many years, and I've never had any problems before. They've helped me resolve issues with fraudulent purchases and direct debits. It's great working with PayPal. Reviewed on: 16th April 2026

Efficient,reliable,quick.

5
Efficient,reliable,quick.Available Reviewed on: 16th April 2026

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