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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147160 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147160)

It's been great having the credit

It's been great having the credit and being able to pay for things I wouldn't necessarily be able to. The credit has been of great help and the Apr is great Reviewed on: 16th April 2026

Great service

Great. Never any issues and always helpful Reviewed on: 16th April 2026

Very useful to spread payments.

Very useful to spread payments. Easy to use app and full history and statement is very clear. Reviewed on: 16th April 2026

Never had any problems with service and ease of use

Never had any problems with service and ease of use Reviewed on: 16th April 2026

Easy to use , good communication , solve problems ef...

Easy to use , good communication , solve problems efficently Reviewed on: 16th April 2026

easy to get a loan, monthly repayments can be agreed

easy to get a loan, monthly repayments can be agreed Reviewed on: 16th April 2026

I will NEVER leave PayPal!!! :)

PayPal has always helped me get a refund whenever I've had issues with companies that can be difficult to deal with. I'm very grateful for PayPal. Reviewed on: 16th April 2026

Safe and convenient payments

I've used pay pal for a long time. The protected payment feature and help with credit options is very useful. Reviewed on: 16th April 2026

My experience has been good and fantastic

My experience was great and fantastic Reviewed on: 16th April 2026

Paypal is a game changer

Use PayPal on a lot of items that would be difficult to purchase in one go, so spreading payments interest free is great Reviewed on: 16th April 2026

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