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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147359)

Simple and Supportive

5
PayPal is so easy to use and provides a range of payment options which has really helped me manage my purchases Reviewed on: 16th April 2026

Easy to use, hassle free

5
Easy to use, hassle free. Made things very simple to pay for items I did not wish to pay for immediately. Reviewed on: 16th April 2026

never had a problem with payments and refunds very q...

5
never had a problem with payments and refunds very quick on resolving problems Reviewed on: 16th April 2026

Always so helpful and efficient and a constant suppo...

5
Always so helpful and efficient and a constant support when needed . Excellent service, excellent provider ! Reviewed on: 16th April 2026

All good

5
Never had a problem always answered my questions Reviewed on: 16th April 2026

Excellent way to pay online

5
Its accepted on so many websites online, and means I dont have to give my bank card details. Reviewed on: 16th April 2026

PayPal has provided me with options and ease using t...

5
PayPal has provided me with options and ease using the app. I have purchase using different credit forms from credit card to 3 instalment plan and this has meant I have been able to spread the costs of products/services to meet my budget and needs. This has been revolutionary and easy to do. O stress! Reviewed on: 16th April 2026

Great service never a problem with it

5
Great service never a problem with it Reviewed on: 16th April 2026

What more do you need

5
Great app — transparent fees, easy to use across platforms, and reliable buyer protection for extra peace of mind. Payments feel simple and secure every time. Reviewed on: 16th April 2026

Offers lots of different ways to pay.

5
Offers lots of different ways to pay. App is easy to use Reviewed on: 16th April 2026

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