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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147289 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147289)

Easy service to use, easy app interface

Easy service to use, easy app interface Reviewed on: 16th April 2026

Amazing experience with paypal never had an issue

Amazing experience with paypal never had an issue Reviewed on: 16th April 2026

An absolute lifesaver!

I find PayPal credit extremely useful to spread larger purchases over a few months, safely without paying interest on the amount. Reviewed on: 16th April 2026

Very good service as always, satisfied.

Very good service as always, satisfied. Reviewed on: 16th April 2026

safe and trustworthy

Paypal gives a lot of reassurance as they act swiftly for any questionable transactions Reviewed on: 16th April 2026

Refund me quickly if I ever have returns.

Refund me quickly if I ever have returns. Reviewed on: 16th April 2026

Easy, fast amd safe.

Easy, fast amd safe.It's a one of the best safe way for online and not only shopping Reviewed on: 16th April 2026

Co-Pilot Wrote This For Me

PayPal is a solid payment platform that gets the job done, but it’s not without its frustrations. On the positive side, it’s widely accepted, easy to set up, and convenient for quick online purchases. The interface is straightforward, and features like buyer protection offer some peace of mind when dealing with unfamiliar sellers. That said, the experience isn’t always smooth. Customer support can feel slow or unhelpful, especially when dealing with account holds or disputes. Fees also add up quickly—particularly for small businesses or anyone receiving international payments. It works, but it doesn’t always feel seamless or transparent. Overall, PayPal is a decent option if you want a familiar, widely supported payment method, but it’s not perfect. There are moments when it feels reliable and moments when it feels like it’s getting in its own way Reviewed on: 16th April 2026

Easy too use, does what it says on the tin

Easy too use, does what it says on the tin Reviewed on: 16th April 2026

Best of the Best

I’ve been with PayPal for ages and they have gone from strength to strength they offer something for everyone whether it’s cashback on your purchases or monthly repayment plans and they are always on hand if you have a question or you need help with a query. Reviewed on: 16th April 2026

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