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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103043 reviews)

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4.90

Based on 103,043 reviews, last reviewed 9th May 2026

2408850% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Unique and convenient PayPal is unique in that if i come across any that doesn't support any of my card's, 99.99 % of site's i can use PayPal. Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103043)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very reliable and super easy to use

Very reliable and super easy to use Reviewed on: 5th May 2026

Expensive credit, but with a lot of flexibility.

Expensive credit, but with a lot of flexibility and hard-wired into a secure payment method that's widely accepted. The offering is pretty attractive, but the service isn't great. Support chatbots are next to useless, tickets go unanswered, very hard to get actual support. The delay between payments to account being "completed" and actually taken from your account can be days, often more than a week, and it's maddening! Reviewed on: 5th May 2026

I was a little short at Christmas I used PayPal pay...

I was a little short at Christmas I used PayPal pay in 3 it was great easy to use quick and simple they do it all for you love using it when I'm stuck Reviewed on: 5th May 2026

Excellent Service

This is a great service, it allows me to spread my payments on purchases Reviewed on: 5th May 2026

I have always had great experience with PayPal credit.

I have always had great experience with PayPal credit. Reviewed on: 5th May 2026

Accessible and good offers.

Accessible and good offers. Making money manageable Reviewed on: 5th May 2026

Great - love the 4 months interest free when spendin...

Great - love the 4 months interest free when spending over £100! Reviewed on: 5th May 2026

Run smoothly, never had any issues

Run smoothly, never had any issues i can think of Reviewed on: 5th May 2026

PayPal been trusted for years when buying online now...

PayPal been trusted for years when buying online now it’s a credit card Reviewed on: 5th May 2026

I like how straight forward PayPal is to use and tha...

I like how straight forward PayPal is to use and that it is a trusted name and website. Have used for years, but more recently I have taken advantage of more of their services. Again, like the simplicity and ease of use. Reviewed on: 5th May 2026

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