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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103104 reviews)

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4.90

Based on 103,104 reviews, last reviewed 10th May 2026

2411600% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very good and on point easy to access... Very good and on point easy to access Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103104)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use.

Easy to use. clear app. Points gained turned into money. Reviewed on: 5th May 2026

I use PayPal to spread the cost of my purchase.

I use PayPal to spread the cost of my purchase, as long as you payback within the specified timeframe of three to four months then it doesn’t cost you any interest. Reviewed on: 5th May 2026

Always an easy straightforward transaction

Always an easy straightforward transaction Reviewed on: 5th May 2026

PayPal credit was really helpful when I needed some...

PayPal credit was really helpful when I needed some extra cash for my barn conversion as I knew I had time to pay it back Reviewed on: 5th May 2026

Safe, efficient, effective and warranty transactions...

Safe, efficient, effective and warranty transactions I do personally use for every purchase and payment Reviewed on: 5th May 2026

Paypal credit

Great way to pay for products would highly recommend Reviewed on: 5th May 2026

Very helpful professional service

Very helpful professional service Reviewed on: 5th May 2026

Easy to use feels secure and trustworthy

Easy to use but also feels secure and trustworthy. Can be used at so many places too which helps plus with the new credit card facility makes it a one stop shop Reviewed on: 5th May 2026

Game changer for unplanned expenses like gifts

So easy to apply for, very reasonable limits and the 0% interest if paid in 4 months offer is a game changer at Christmas time or for unexpected gift expenses. Reviewed on: 5th May 2026

I applied for PayPal credit to buy a new computer.

I applied for PayPal credit to buy a new computer. Application was easy & fast. I got my new computer & although I have a set minimum to pay each month I can very easily add more as when I can afford it. I would highly recommend PayPal credit. Reviewed on: 5th May 2026

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