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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148502)

Great service being provided, helped out with purcha...

Great service being provided, helped out with purchases Reviewed on: 16th April 2026

Great way to earn points

I find the points system really good and a great way to get rewarded Reviewed on: 16th April 2026

Highly recommended excellent service

Highly recommended excellent service Reviewed on: 16th April 2026

So easy to use and different ways to pay

So easy to use and different ways to pay make handling all types of purchase really simple and manageable. Setting up direct debits and reminders for longer term borrowing makes sure you don’t lose track of payments too. Reviewed on: 16th April 2026

Very easy to use.

Very easy to use. Secure but not ridiculous when logging in. Reviewed on: 16th April 2026

A reliable company,...

They have always been a strong and reliable company, transparency and clarity are something they clearly practice in their work. The inclusion of direct debit cards and reward schemes makes it feel like a big community Reviewed on: 16th April 2026

Excellent app no issues at all have used for years...

Excellent app no issues at all have used for years Reviewed on: 16th April 2026

Just great!

No issues with transfers, payment or other Reviewed on: 16th April 2026

I have had very good experience with this platform a...

I have had very good experience with this platform and this account always resolves issues on time and successfully. Reviewed on: 16th April 2026

I love Paypal

I love using PayPal. It’s easy convenient, and straightforward to use. So many great options to help shopping experience amazing. I can manage my accounts and also my savings in this PayPal application. Reviewed on: 16th April 2026

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