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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148453 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148454)

I have had no issues whatsoever with PayPal.

I have had no issues whatsoever with PayPal. That's rare in this industry. Reviewed on: 16th April 2026

Happy Customer

Very good .Using PayPal fur long time Reviewed on: 16th April 2026

Amazing experience and approved fast easy to work an...

Amazing experience and approved fast easy to work and very simple Reviewed on: 16th April 2026

Excellent service especially the zero percent purcha...

Excellent service especially the zero percent purchase opportunity Reviewed on: 16th April 2026

Very helpful and friendly .

Very helpful and friendly . Helpful issues Reviewed on: 16th April 2026

Reliable and simple straightforward 0% credit !

Reliable and simple straightforward 0% credit !! certainly helps our business cash flow !! just there when you need it no fuss. We used to use funding circle but this surpasses anything thats out there. We Will always recommend PayPal as being a go to credit funding Reviewed on: 16th April 2026

Good credit facility.

Good credit facility. Cheap if repaid in time Reviewed on: 16th April 2026

Paypal is very trust worthy and makes mr feel safe w...

Paypal is very trust worthy and makes mr feel safe which purchasing online Reviewed on: 16th April 2026

Quick, easy and reliable PayPal

Quick, easy and reliable. Safe online payments with options for credit, pay outright or pay in three instalments. Any problems are delt with promptly and fairly in my experience. Reviewed on: 16th April 2026

Everything is straight forward in PayPal and transpa...

Everything is straight forward in PayPal and transparent Reviewed on: 16th April 2026

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