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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

Never had a problem with pay pal.

Never had a problem with pay pal. Always helpful. Great security system. Reviewed on: 16th April 2026

Simply the best

Try easy to use making a payment is so easy to use and you can set a direct debit as well Reviewed on: 16th April 2026

Great .sevice

Great .really easy to use.its secure as well Reviewed on: 16th April 2026

It helps breakup big purchases during tough times

It helps breakup big purchases during tough times Reviewed on: 16th April 2026

Fantastic service great to keep up with finances

Fantastic service great to keep up with finances Reviewed on: 16th April 2026

PayPal issues

I have never had any issues with this company Reviewed on: 16th April 2026

PayPal good

Love paypal credit gets me things I want when I want and it's cheep to repay Reviewed on: 16th April 2026

Fantastic application

Very flexible methodof payment. I can pay, I can send money to my friends, I can pay later, plenty mode of payments. Reviewed on: 16th April 2026

I love the pay in 3.

I love the pay in 3. I do not understand the credit as get charged for items I would have paid off, had u not charged it to lesser bills. Reviewed on: 16th April 2026

Easy to use, very safe and secure.

Easy to use, very safe and secure. They have or family out in tight times and also to spoil ourselves. Reviewed on: 16th April 2026

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