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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148620 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148620)

Has been very easy to set up and use

Has been very easy to set up and use Reviewed on: 16th April 2026

Manageable credit when u need it

Manageable credit when u need it Reviewed on: 16th April 2026

Use PayPal on a regular basis both for instant trans...

Use PayPal on a regular basis both for instant transaction and their interest free options. App is superb on all platforms and website is great to. Reviewed on: 16th April 2026

Easy to use, love that there is no interest for 4 mo...

Easy to use, love that there is no interest for 4 months, amazing credit limit Reviewed on: 16th April 2026

I feel safe when l pay with PayPal coz if something...

I feel safe when l pay with PayPal coz if something mistake l am sure that I will get my money back Reviewed on: 16th April 2026

Efficient Customer Service

Recognised a discrepancy with DD and was sorted out quickly and without fuss Reviewed on: 16th April 2026

greatest service for finance.

greatest service for finance. nothing compared to it. Reviewed on: 16th April 2026

Wery easy and recomended for all

Wery easy and recomended for all Reviewed on: 16th April 2026

PayPal is amazing

Have been a PayPal customer for years and highly rated their customers service. I feel that I've always received the highest service and have always had my problems resolved quickly and efficiently. Not only that but when you make a purchase with PayPal I always feel protected and that my transactions are safe and secure...I'd probably go as far as to say on par with if not more secure than my bank! I always like to make sure with reviews that there are pros and cons but I can honestly say that there are no negatives with PayPal and for this, I will forever be a customer. Reviewed on: 16th April 2026

Using Paypal gives you confidence purchasing online...

Using Paypal gives you confidence purchasing online its very easy to use and if there is any query, they are easily contactable and helpful Reviewed on: 16th April 2026

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