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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148581 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148581)

A great Company

It offers 4 months 0% interest which I do on a regular basis and also the virtual credit card which is amazing. They are a great company. Reviewed on: 16th April 2026

Really convenient and flexible way...

I’ve been using PayPal Credit for a while now, and it’s been a really convenient and flexible way to manage purchases without immediate pressure on my bank balance. Everything is clearly integrated within the PayPal app, so tracking spending and payments is easy. Reviewed on: 16th April 2026

PayPal is the absolute best!!

PayPal is the absolute best - they have amazing Credit and Debit cards and their customer support is always great!! :) Reviewed on: 16th April 2026

Amazing service

Always used PayPal great app and great safety Reviewed on: 16th April 2026

A great experience all round.

A great experience all round. Nothing to worry about!! Reviewed on: 16th April 2026

I'm satisfied with paypals service

At the moment I'm satisfied with paypals service Reviewed on: 16th April 2026

Have used PayPal for years and have had minimal issues.

Have used PayPal for years and have had minimal issues. Reviewed on: 16th April 2026

I have never had any problems with PayPal and it kee...

I have never had any problems with PayPal and it keeps my information safe Reviewed on: 16th April 2026

Always changing for the better!

I have used PayPal for years now and they get better and better all the time. Always coming up with new things and making my life easier when making payments. I can also use pay in 3 which I love and it’s easy to make payments. Reviewed on: 16th April 2026

All great

All great and excellent service. I would recommend this service to anyone Reviewed on: 16th April 2026

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