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PayPal: PayPal Credit reviews

4.90
Based on 101,526 reviews, last reviewed 8th May 2026
2339600% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A Credit Option That Actually Feels Manageable PayPal Credit has been one of the most useful financial tools I’ve used for larger purchases. What I like most is the flexibility — being able to spre... Read more Reviewed on: 8th May 2026
Nikhil G's avatar
Nikhil G

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101526)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent!

5
Excellent!! I use paypal credit very often. Reviewed on: 4th May 2026

Good experience so far, no concern or regret, defini...

5
Good experience so far, no concern or regret, definitely yes anytime. Reviewed on: 4th May 2026

Easy to navigate.

5
Easy to navigate. User friendly interface Reviewed on: 4th May 2026

I think Paypal is very useful, it's like a real bank...

5
I think Paypal is very useful, it's like a real bank but without the hassle. Reviewed on: 4th May 2026

This service is excellent , really quick & easy to u...

5
This service is excellent , really quick & easy to use ! Reviewed on: 4th May 2026

I used this money to pay for a last minute holiday a...

5
I used this money to pay for a last minute holiday and the process was seamless Reviewed on: 4th May 2026

Great customer care.

5
Great customer care. PayPal helps me buy the this that are sometimes needed but out of reach financial at that time. Reviewed on: 4th May 2026

Very impressed with paypal credit will use again in...

5
Very impressed with paypal credit will use again in future and recommend it to others.Very handy to pay for items on-line. Reviewed on: 4th May 2026

Extremely convenient and easy to use service.

5
Extremely convenient and easy to use service. I can manage when i make payments and spread the cost of purchases in one easy to use App. Reviewed on: 4th May 2026

Can count on paypal always

5
I have paypal credit...i don't have to think twice if i like or need something Reviewed on: 4th May 2026