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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149276)

Simple and easy to use.

5
Simple and easy to use. Lots of benefits for doing very little. I’m earning points and rewards for doing the same as I would normally, but using PayPal instead of my other credit or debit cards. Reviewed on: 16th April 2026

very reliablei i prefer always any payment anywhere

5
very reliablei i prefer always any payment anywhere Reviewed on: 16th April 2026

PayPal - the modern way to pay online

5
I’ve used PayPal for over a decade now and they keep bringing new ways to help you shop online wether it’s via PayPal credit or other means Reviewed on: 16th April 2026

The easiest way to pay, very clear and reliable

5
The easiest way to pay, very clear and reliable Reviewed on: 16th April 2026

Fantastic Credit Card

5
All good; easy to use and would recommend Reviewed on: 16th April 2026

Every problem has always been solved well, easy and...

5
Every problem has always been solved well, easy and fast payments, I highly recommend Reviewed on: 16th April 2026

currency exchange to finance

5
I have used from currency exchange to bank accounts to paying over 3 months so simple and easy to use Reviewed on: 16th April 2026

My experience is always excellent with PayPal

5
My experience is always excellent with PayPal Reviewed on: 16th April 2026

Recommended

5
PayPal is highly recommended and easy to use app. Thank you Paypal Reviewed on: 16th April 2026

Paypal is well secured and easy to use very friendly

5
Paypal is well secured and easy to use very friendly Reviewed on: 16th April 2026

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