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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149332 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149332)

Borrowing options fast and easy.

Borrowing options fast and easy. Reviewed on: 16th April 2026

Just a good all-round service.

Just a good all-round service. Works in all areas and is accepted everywhere. Reviewed on: 16th April 2026

Trustworthy, reliable and easy to use.

Trustworthy, reliable and easy to use. Reviewed on: 16th April 2026

Easy to use, good rewards, plenty of credit options

Easy to use, good rewards, plenty of credit options Reviewed on: 16th April 2026

I have used PayPal for more than 20 years.

I have used PayPal for more than 20 years. I frequently use eBay to make purchases. Over the years I've gone from a standard way of paying to now having the option to pay in 3, pay in 4 at 0% and now I have a PayPal debit card, which allows me to earn points/cashback. Recently I decided to also link my account to receive a PayPal credit card for bigger purchases. I like the PayPal debit card that much every time I get paid all my money goes straight onto this card and I purchase 100% of everything this way from now on knowing I'll get something back. I couldn't ask for a better service, better than my bank and credit card companies combined! Reviewed on: 16th April 2026

Easin Pay Pal

Paypal provides an image of my money. I have a total control in one place for my paypal debit and credit. Paypal credit of paying within four months is the greatest financial machimsm for me nowadays. East to control money. Reviewed on: 16th April 2026

Good service ,no problems and smooth experience

Good service ,no problems and smooth experience Reviewed on: 16th April 2026

Great way to buy those special things and spread the...

Great way to buy those special things and spread the cost Reviewed on: 16th April 2026

Great value and friendly user interface

Great value and friendly user interface Reviewed on: 16th April 2026

Very positive experience, never had any issues.

Very positive experience, never had any issues. Quick and relatively service. Reviewed on: 16th April 2026

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