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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157304)

Great % rates

5
Always offer great interest rates, easy to set up and manage payments. Reviewed on: 21st April 2026

Pay in 3

5
Everytime I’ve been short on money and wanted to buy something or buy more than one thing the easy and simple pay in 3 has been so good and made it easy for me to finance what I want when I want Reviewed on: 21st April 2026

Great to use.

5
Never had any bad interactions. Always been reliable and it's great knowing my money is safe and secure and any purchases are being done correctly. Reviewed on: 21st April 2026

Good things give me more time to reply am so hap...

5
Good things give me more time to reply I am so happy . thanks so much Reviewed on: 21st April 2026

Excellent transfer platform

5
Easy to use platform, reliable with appropriate insurance/cover when needed and immediate transfers/withdrawals Reviewed on: 21st April 2026

Highly recommended

5
Never had a problem a really good experience Reviewed on: 21st April 2026

Really useful, makes things easier to balance and sp...

5
Really useful, makes things easier to balance and spread out larger costs Reviewed on: 21st April 2026

Amazing way they working on it for me to be honest w...

5
Amazing way they working on it for me to be honest with them I have a feeling that I might have a little more of Reviewed on: 21st April 2026

Smooth, Secure and Reliable Service

5
I wanted to share my appreciation for the smooth and reliable service I’ve received. My experience with PayPal has been consistently positive transactions are fast, secure, and easy to manage. The platform is user‑friendly, and I value the clear communication and efficient handling of payments. Overall, I’m very satisfied with the service and will continue using PayPal with confidence. Reviewed on: 21st April 2026

Easy to use.

5
Easy to use. Transparent rules. Flexibility Reviewed on: 21st April 2026

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