Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157606)

Paypal is really handy transferring money internatio...

5
Paypal is really handy transferring money internationally Reviewed on: 21st April 2026

Very good no issues very good rates

5
Very good no issues very good rates Reviewed on: 21st April 2026

Trusted payment method.

5
Great service when using PayPal to spread the cost of items Reviewed on: 21st April 2026

Very good payment options.

5
Very good payment options.a very good credit facility and great communication from paypal. Reviewed on: 21st April 2026

Its been very helpful for me.

5
Its been very helpful for me. It gave me time to break down expenses Reviewed on: 21st April 2026

Always have had a positive outcome from PayPal.

5
Always have had a positive outcome from PayPal. Plus you gave always supported me with any issues Reviewed on: 21st April 2026

Great service as always.

5
Great service- The team is always happy to help Reviewed on: 21st April 2026

The service is always fantastic, safe & secure and t...

5
The service is always fantastic, safe & secure and the customer service is so helpful. Reviewed on: 21st April 2026

It is a good interest free option if you know for su...

4
It is a good interest free option if you know for sure you can pay it back. It is simple and useful when you're in a rush, but near payday. Reviewed on: 21st April 2026

Hassle free

5
Quick and easy no hassle it can help spread the cost of payment Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 80829 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3766 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 110 reviews
    PayPal
    View all products