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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158423 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158426)

Great app easy to navigate and good customer service

Great app easy to navigate and good customer service Reviewed on: 22nd April 2026

I love PayPal

I love PayPal helps me purchase large items to pay for over time Reviewed on: 22nd April 2026

I contacted PayPal with a problem and it was address...

I contacted PayPal with a problem and it was addressed straight away, and was fully resolved. The person I spoke to was very empathic of my situation and helped me sort it out. I felt heard and seen which is always a nice outcome in these situations. Reviewed on: 22nd April 2026

I’ve had a solid experience using PayPal overall.

I’ve had a solid experience using PayPal overall. It’s quick to set up, easy to use, and widely accepted, which makes both personal and business transactions straightforward. Payments are processed quickly, and the platform gives a good level of visibility over transactions. Reviewed on: 22nd April 2026

Paypal has helped alot.

Paypal has helped alot. The pay in 3 feature is the best part. Reviewed on: 22nd April 2026

Paypal credit is your friend.

Used paypal credit over 3 years now, can t comlplain. You have few options to pay back which is brill. Between any other bank credit card or paypal , will always choose paypal. Reviewed on: 22nd April 2026

Why I use PayPal!

I've been using PayPal since I was 16, I've always found it such a useful tool that was easy to understand as someone who was once new to mobile banking. I'm now 22 and still use all the time, to help me with big purchases and transactions that I need to place a lot of trust in. Reviewed on: 22nd April 2026

My experience always been excellent

My experience always been excellent Reviewed on: 22nd April 2026

Helpful always easy to use have uswd for ages money...

Helpful always easy to use have uswd for ages money back easy too if a dosgy seller Reviewed on: 22nd April 2026

Overall, a helpful service, but with a few changes...

Good option for using short-term interest-free credit on purchases. It works well for spreading the cost, but the system could definitely be improved. In particular, it would be useful to have the option to target and pay off specific interest-bearing items as they approach the end of their interest-free period. Alternatively, allowing users to automatically prioritise clearing those balances before interest is applied would make it much more user-friendly and help avoid unexpected charges. Overall, a helpful service, but with a few changes it could be much better. Reviewed on: 22nd April 2026

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