Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101667 reviews)

View other PayPal products

4.90

Based on 101,667 reviews, last reviewed 8th May 2026

2345750% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It has not let me down at the moment ... It has not let me down at the moment Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101667)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's simply the Best !

It's simply the Best , excellent customer service, excellent rate, no hidden fees, flexible and reliable. And the Best part works worldwide. Reviewed on: 4th May 2026

Some times products seem a little to expensive to ju...

Some times products seem a little to expensive to justify buying in one go. PayPal credit offers interest free for 4 months on purchases over £99. If I know I can payoff within the 4 months this is far better than using conventional credit cards. Reviewed on: 4th May 2026

Brilliant

Good for emergencies and reliable Reviewed on: 4th May 2026

Helping in every section of my relationship with them

Helping in every section of my relationship with them Reviewed on: 4th May 2026

PayPal us Brilliant

Very happy with the service. Paypal helps me manage payments very efficiently. Reviewed on: 4th May 2026

Paypal accepted everywhere with Pay In 3

Loads of vendors accept PayPal with their flexible payment terms i.e. pay in 3 and pay by PayPal credit. This has been amazing Reviewed on: 4th May 2026

The little help I didn’t know I needed...

I needed something to help with my finances and PayPal credit just came on time. Reviewed on: 4th May 2026

Fantastic service!

Fantastic service!! Thank you Paypal! Reviewed on: 4th May 2026

PayPal, the best!!!

Very easy to use, safe and fast. They are the best on the market in my opinion. I used for at least 10 years and I was not disappointed. Thank you Reviewed on: 4th May 2026

I will recommend PayPal any day

I have been using PayPal for a while now and have not experienced any issues.Its very good and reliable Reviewed on: 4th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47940 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub