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PayPal: PayPal Credit reviews

4.90
Based on 103,175 reviews, last reviewed 10th May 2026
2414750% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal is fine and widely accepted but the rewards a... PayPal is fine and widely accepted but the rewards are pretty weak and hard to attain Reviewed on: 10th May 2026
James D's avatar
James D

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103175)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’m very happy with app.

5
I’m very happy with app. it is easy to use Reviewed on: 5th May 2026

Great financial help - allowing to purchase and pay...

5
Great financial help - allowing to purchase and pay later Reviewed on: 5th May 2026

Never had any issues, always helped for those extra...

5
Never had any issues, always helped for those extra expenses. Reviewed on: 5th May 2026

Nice and easy to pay and like the ease of...

5
Nice and easy to pay and like the ease of credit Reviewed on: 5th May 2026

Never any problems, quick answers to any queries.

5
Never any problems, quick answers to any queries. Friendly service Reviewed on: 5th May 2026

Always feels secure and safe and easy using PayPal

5
Always feels secure and safe and easy using PayPal Reviewed on: 5th May 2026

I like it it made for me to easy for buying.

5
I like it it made for me to easy for buying. Reviewed on: 5th May 2026

a trustworthy safe payment method

5
PayPal is easy to use, accepted almost everywhere and provides a great array of payment options Reviewed on: 5th May 2026

PayPal provides easy secure spending

5
PayPal provides easy secure spending, I can spend with confidence and flexibility whenever. Reviewed on: 5th May 2026

The joys of PayPal credit

5
Great to use PayPal as credit so i have the chance to afford things by paying monthly Reviewed on: 5th May 2026