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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145425)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good to start to start

3
Good to start but it is not opening Reviewed on: 13th June 2026

Easy simple step process and the 0% interest free fr...

5
Easy simple step process and the 0% interest free fro 4 months is brilliant Reviewed on: 13th June 2026

PayPal is King

5
Awesome service, never had any issues Reviewed on: 13th June 2026

10 Years of Positive Experience with PayPal

4
I have been using PayPal for about 10 years, and I am extremely satisfied with the service. Initially, I started using it for added security when making online purchases, and over the years I have never experienced any issues. I regularly use the credit and Pay in 3 options, which help me manage my finances and purchasing needs effectively. I also appreciate how easy and secure it is to send money abroad. Overall, I am very happy with PayPal and would definitely recommend it to anyone looking for a safe, convenient, and reliable payment service. Reviewed on: 13th June 2026

It’s just amazing easy to find what you need to find...

5
It’s just amazing easy to find what you need to find not complicated at all Reviewed on: 13th June 2026

I feel safe using PayPal,

5
I feel safe using PayPal, I know I have support, if a transaction goes wrong Reviewed on: 13th June 2026

PayPal is so secure and easy to use, customer servic...

5
PayPal is so secure and easy to use, customer service staff are always very informative and helpful Reviewed on: 13th June 2026

So easy to use

5
So easy to use, have never had any issues. And keeps your card details private. Always use PayPal when its available Reviewed on: 13th June 2026

Helping me in the most difficult situation

5
Helping me in the most difficult situation Reviewed on: 13th June 2026

Secure, safe and easy

5
Love the security, ease of use speed of transactions and the option to pay in 3. Reviewed on: 13th June 2026

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