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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103499 reviews)

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4.90

Based on 103,499 reviews, last reviewed 10th May 2026

2429600% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103499)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love the flexibility

I love the flexibility of choosing either paypal in one for smaller purchases or Paypal credit for spreading the cost of larger purchases with no interest if settled within the given period of free credit. Paypal customer service is also amazing. Any problems are solved very quickly and you get to talk to a real Human Reviewed on: 5th May 2026

Gave me credit when nowhere else reasonable would.

Gave me credit when nowhere else reasonable would. Behave and they review your limit and offer increases. Never had to contact customer services so scored neutral Reviewed on: 5th May 2026

Great Credit facility!

Paypal credit is very useful for me as it offers 4 months above £100 which comes very handy. Best till date! Reviewed on: 5th May 2026

Amazing customer support all around

Amazing customer support all the time Reviewed on: 5th May 2026

Always there.

Always there for when you need security with any purchases. Reviewed on: 5th May 2026

Payment options at your fingertips

Very quick and easy to use. Many payment options to choose from. Majority of outlets use PayPal making it easy option to use Reviewed on: 5th May 2026

For sure the best credit service you can get!

For sure the best credit service you can get! Reviewed on: 5th May 2026

I have a good experience with PayPal, nothing to add...

I have a good experience with PayPal, nothing to add Reviewed on: 5th May 2026

Easy and simple to use.

Easy and simple to use. Not over complicated! Reviewed on: 5th May 2026

0% Apr on purchases

I have used PayPal credit for s lot of my purchases! Always been fantastic! 0%Apr is always brilliant as well! Reviewed on: 5th May 2026

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